BSWD

When you have a base and a PC/RST account, how do you assess for financial need? Say the base and PC/RST both have deficits (surplus resources), ie. $1,000 and $1,500 so the combined deficit (surplus of resources) is -$2,500. Do you go by this or just the app relative to when reviewing?

However, what if one account has a need, but the other has a deficit, ie. $1,000 need on base, but PC/RST has a $1,500 deficit. Combined, it would be a deficit of $500 and not eligible (unless disability costs are $501+), but does the need eligibility on one of the accounts automatically make the student eligible?

Does it matter as to the timing of things? Say you're reviewing BSWD in a Winter semester of a FW SP. Base app for Fall shows the need, PC/RST for Winter (when reviewing) shows a deficit. Are you using combined need or isolated to time period of review?

I have always only looked at the one account, as in time of review (so would always be the most recent term, ie. PC/RST), but is that correct? However, recently I've been looking at combined need. Although now I'm unsure what rule comes into play when the Fall (base) shows a need, but the PC/RST shows a deficit and I'm reviewing in Winter.

I'm thinking you have to add the accounts together.

The manual says financial need is calculated as of COE, but that's incorrect. Fin need is calculated as of at the point of BSWD app approval (meaning subsequent changes to an assessment downwards, doesn't render a student ineligible).