General Discussions

FAO's can only make the change if the amount is the exact same as line 15000, ie. double-reported gross income.

However, with documentation, you can request through Inquiry for MCURES to review as priority if it's impacting grant calc or overall funding.

This is what I ask for (sorry the formatting is wonky on here):

Parents/Spouse

You received the Income Verification form because you claimed income in foreign and/or Canadian non-taxable income section.  This section is for income that does NOT get claimed on your income tax return (or is exempt from taxation), which is why it can't be verified by CRA (lines 15000, 30800/31000, 31200, 43500).  The form, along with appropriate documentation, is what is used to verify the income manually (OSAP does this).  Please note that this is different than income that is non-taxable (eg. ODSP) that would be included as part of line 15000 (gross income), but does not get included in line 26000 (taxable income).

There are 2 possible scenarios here:

1.  You DO HAVE foreign and/or Canadian non-taxable income

   1. If yes, complete the foreign and/or Canadian non-taxable income form and provide the applicable documents

   2. If you made an error, indicate what the error was by way of a signed and dated letter and put what the amount should be on the form along with applicable documents

      1. SAMPLE LETTER:

Student Name:

Parent/Spouse Name:

I made an error in the foreign and/or Canadian non-taxable income section.  I claimed $X (insert amount) on the application, but this number is incorrect.  I got this number from (insert reason here).  The amount that this should be is $X (insert amount here) and is from (insert source here).  Parents/spouse require a hand-written signature (pen to paper).

2.  You DON’T HAVE foreign and/or Canadian non-taxable income

   1. If you claimed anything in that section on the application, do the following:

      1. Complete the foreign and/or Canadian non-taxable income form and put 0’s in all the fields.

      2. Provide an explanation by way of a signed and dated letter to include:

         1. Indicate what the amount you claimed was, whether it was an error (indicate what the error was and how you came up with the amount claimed), a double-reporting of income (ie. put same number in there as you did as line 15000 from your income tax return), etc.

         2. Confirm based on the items to be claimed, that you don't have any of them  

         3. Sign and date the information and upload to your application in >required documents >optional uploads >update (students can provide digital signatures, parents/spouse require a hand-written signature - pen to paper)

            1. SAMPLE LETTER:

Student Name:

Parent/Spouse Name:

1. I made an error in the foreign and/or Canadian non-taxable income section.  I claimed $X (insert amount) on the application, but this number is incorrect.  I got this number from (insert reason here).  The amount that this should be is $0.  I am confirming that all items listed on the OSAP app in ‘Foreign income/Canadian non-taxable income includes’ do not apply to me

Foreign income/Canadian non-taxable income includes:

2026-27 OSAP Application for Full-time Students

• income earned in a country other than Canada that has not been reported to the CRA through line 10400 (e.g., employment income, rental income or interests, dividends and capital gains from investments)

• child support received

• income earned on a First Nations Reserve in Canada

• lottery winnings totalling over $3,600

• gifts and inheritances totalling over $3,600

• life insurance compensation

• strike pay you received from your union

• interest, dividends or capital gains from tax-free savings accounts (TFSA) regardless of the original source of the income

• interest, dividends or capital gains from investments of any type (for example, stocks, bonds or GICs) regardless of the original source of the income

• long-term disability benefits not included in your Canadian taxable income

• settlements from lawsuits (entire amount for economic loss and portion for non-economic loss/pain and suffering/general damages over $100,000).

• spouses and parents are expected to report scholarships as non-taxable income if the scholarships were not reported in Line 15000 on their income tax return.

Despite being exempt from tax, these earnings are still considered income for the purposes of determining eligibility for grants and loans through OSAP and must be included in the application. You may be asked to verify these amounts.

Do not include:

• Canada Child Benefits

• Ontario Child Benefits

• GST/HST Rebates

• Ontario Trillium Benefit

• Assistance for Children with Severe Disabilities